Home Appraisals

Any home purchase or home loan refinance will require a property appraisal. A lender needs to find out how much your home is worth to determine how much they will loan you. Even if you think your home is worth more than you are refinancing, the lender will want to use the home value to […]

Consolidating Debts through Refinancing your Home Mortgage

As rates creep up, so do many homeowner’s home equity loan interest rates, credit card interest rates, and adjustable home loans. When you look at whether to refinance your home mortgage, make sure you examine all of your debt. Here’s how to determine whether you should refinance to consolidate all of your debt. Add up […]

How To Get Your Credit Report and Credit Score

Your Credit Score (also called FICO Score, after the Fair Isaac Corporation which created the software to calculate the score) is calculated by 3 credit bureaus: Equifax, Experian, and TransUnion. Each have their own website that you can access and pay for your credit report and score, either on a one-time basis, or have full […]